MONTHLY FINANCIAL SNAPSHOT
August 2026
A calendar-month view of money movement, backed by source statements.
SPENDING
Where your money went
ACTIVITY
Items that need attention
RECURRING
Commitments & patterns
P2P CHANNELS
Cash App & Venmo
COVERAGE
Statement checklist
Every required source for August, including no-activity confirmations.
| Account | Statement period | Document status | Coverage | Source |
|---|
INGESTION PIPELINE
Ready for the real inbox
- ReceiveAuthenticated email + attachment
- IdentifyInstitution, account, period, document type
- Extract & validateTransactions and totals reconcile to source
- AssignCalendar month by posting date
ACCOUNTING METHOD
Posting date is the cutoff
A purchase made August 31 but posted September 1 belongs to September. A purchase that appears on a September statement but posted August 31 belongs here. Statement cycles remain attached for reconciliation.
LEDGER
August transactions
Sorted by posting date. Click a category to correct it and create a reusable rule.
| Posting date | Description | Account | Category | Amount | Evidence |
|---|
GUIDED REVIEW
One question at a time
Resolve the highest-impact uncertainty, then move on.
VALUE RECEIVED
Rewards & benefits
Statement-confirmed balances, credits, reimbursements, and benefits.
REWARDS BALANCES
BANKING CHARGES
ATM fees & waivers
BANKING RELATIONSHIPS
Navy Federal → Bank of America
A transparent migration tracker — it recommends, but never moves money.
MIGRATION READINESS
Move recurring checking activity intentionally.
The system identifies candidates from confirmed transaction patterns. Review each before updating any merchant or account.
AUGUST SNAPSHOT
MIGRATION CANDIDATES